Uber Accidents and Legal Remedies: How to Pursue a Claim

Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can request a ride within minutes, making transportation more convenient than ever. However, with convenience comes risks. Collisions can occur, and when they do, passengers may suffer injuries.

We will cover typical Uber accident injuries, the process of determining fault, as well as the legal process for compensation.

Typical Injuries in Uber Accidents

Passengers in an Uber may suffer many different types of injuries, especially during collisions or accidents. Some of the most common injuries that occur include:

Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. It can take time to develop symptoms, making it hard to immediately detect.

Broken Bones: Broken bones are common in severe crashes. They may need surgery or prolonged recovery time.

Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.

Spine Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.

Muscle Tears and Ligament Damage: Muscle injuries, including sprains and tears, often occur. Though less visible, they can cause significant discomfort.

Severe Scratches and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.

Figuring Out Fault in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Several parties may be responsible for the accident. Liability can include the Uber driver, other drivers, or even third parties.

Uber’s Driver: Uber drivers can be held liable if they were negligent or reckless. Common causes include distracted driving or breaking traffic laws.

Another Motorist: If another vehicle was at fault, their driver could be liable for the accident.

Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.

Other Third Parties: Sometimes, accidents result from external factors like road hazards or defective parts. In these cases, more can you sue uber for an accident than one party might share liability.

Insurance Coverage for Uber Accidents

Uber’s insurance coverage varies depending on the stage of the ride. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.

No App Usage: If the driver is not using the Uber app, their personal insurance applies.

Driver Awaiting Ride Requests: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.

Active Uber Ride: While en route to pick up passengers or during the ride, Uber’s $1 million policy applies. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Filing a Legal Claim After an Uber Accident

If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.